Pocket Change (“Program”) enrollment is for the membership. All BCU debit cards associated with the membership will be linked to participate in the program. Only signature-based and PIN-based debit card transactions will qualify for the program. ATM transactions, Bill Pay, and ACH transactions do not qualify for the program. At the end of each business day, each qualifying debit card transaction will be rounded up to the next whole dollar. The aggregate of all transaction round ups will transfer from the checking share to the designated savings account as a single transaction. The transfer will not attempt to overdraw the account. The transfer will not occur if the Available Balance is less than the amount of the transfer. The designated savings share may be selected at enrollment and changed at any time. The savings share must be opened on the membership to be selected at enrollment. The eligible savings share must be on the same membership as the enrolled debit card. Eligible savings shares are Regular Savings, Miscellaneous Savings, Holiday Club Savings, Vacation Club Savings, Rainy Day Savings, Regular Money Market Savings, Money Market Special, and Investor Money Market. Enrollment can be cancelled by the member at any time. Members may enroll, unenroll, and change the designated savings share in digital banking only. The enrollment will default to the regular savings share if the savings share select at enrollment is closed. We reserve the right to cancel this service at any time. Organizational/Business and Individual Retirement Accounts (IRAs) are not eligible for the program. See Service and Fee Schedule in BCU Consumer Member Service Agreement at www.BCU.org.