Home Equity Line of Credit

*APR is Annual Percentage Rate. Eligible member will receive an introductory APR of 2.99% for the first 90 days after the account open date; standard APR thereafter. To qualify: 1) Member must open a new home equity line of credit; 2) Member must have a BCU checking account at the time of funding; 3) New money to BCU only, and member cannot have an existing or prior BCU home equity loan or line of credit opened in the last 12 months. Introductory APR cannot be applied to an existing BCU home equity loan or line of credit. Introductory APR applies to combined loan-to-value (CLTV) up to 80%. Limited time offer subject to end without notice. Must submit home equity line of credit application between April 1, 2025 and June 30, 2025.

**APR is Annual Percentage Rate. The APR is a variable rate based on the highest Prime Rate published in the “Money Rates” section of The Wall Street Journal on the first business day of the calendar month. The APR on BCU’s equity line products vary between 2.99% and 18.00%, depending on your approved commitment amount, product and credit qualifications. Rates shown assume an automated payment method. You may reduce your APR up to 0.50% with Rewards Rates. This includes a 0.50% discount for having two of the following relationships: direct deposit of at least $1,000 per month into your credit union checking account; at least $25,000 on deposit, or a loan in good standing. Qualifying loan types include mortgage, home equity, auto, and credit card. Closing costs vary by state and range from $700-$1300. Borrower may be responsible for closing costs, such as appraisal, flood determination, title insurance and recording fees. Costs to satisfy certain prior liens may be assessed. Property insurance is required; flood insurance may be required. Offer applies to owner-occupied residential 1-4 family properties and is subject to no less than a second lien position on your property and is subject to our underwriting standards. Consult your tax advisor regarding the deductibility of interest. All loans subject to final credit approval, which includes verification of application information and receipt of collateral documents.